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Samsung Pay vs Google Pay: Which Is Better?

And which should you go for?
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In this era, our payment systems have become digital, so digital that the samsung pay vs Google pay debate is actually valid, bearing in mind  that there also is apple pay, while all these services are great and from reputable companies, it is important for you to recognize the benefits and pitfalls of each payment platforms in order to be able to determine which works best for you.

We now trust digital payment systems for numerous transactions. Almost everything is connected to our mobile phone and streamlined to meet specific needs. After all, you will see business corporations that are actively changing their business model to fit in a fast market place.

Nowadays, most of us use digital payments to shop or buy something. We do not rely solely on the cash payment method. Besides, due to improved security and strict payment laws, we are more prone to digital payments.

Samsung Pay and Google Pay are digital wallets that make it easy to pay with your mobile phone over the Internet, in apps, and stores. When using your mobile phone, you can pay for goods and services by simply clicking on it at the merchant’s payment terminal, as you would with a contactless card.

As part of the business world, the payment system is no exception. So you’ll find many companies, including Google, Samsung, or even Apple, that are adapting to this ecosystem, promising a revolution in conventional transactions, using a more secure and user-friendly approach. So you will see that transactions are now getting more common with Google Pay or Samsung Pay.

This article will help you get a clear picture of which payment method is better. Both are available on Android and can be compared on the same basis.

What does the ‘pay’ even mean?

The simplest way to understand the term “pay” is basically digital payment apps. You need to download and install it on your Android smartphone. Then you will have to enter your credit/debit card details and use it securely to make your payments.

What makes them so smart? The answer to that is quite simple and clear. You can make payments directly from your smartphone — no need to carry your wallet or anything.

Mobile payment platforms for convenience

The lives of many people around the world revolve around their smartphones. As a result, digital payment platforms are almost a must-have these days. After all, both Samsung and Google payment platforms are fast, convenient, and secure.

But to make things easier for you, you need to figure out the differences between Samsung Pay and Google Pay. Knowing which features are available on each platform will help you find the one that suits your needs.

What is Google Pay?

google pay vs samsung pay

Google Pay is a digital wallet or mobile payment platform that lets you add your card information and use it for in-store payments, online payments, and applications. You can use Google Pay in the UK on most Android phones.

How do you use Google Pay?

To use Google Pay:

  • Download the Google Pay app.
  • Add the cards you want to use to fund your payments.
  • Then pay for stuff by tapping your mobile phone.

What is Samsung Pay?

Samsung Pay is a Samsung digital wallet that works on the latest Samsung devices. You’ll be able to add credit and debit cards and easily spend money by collecting loyalty points on any store cards you’ve added to your wallet.

How does Samsung Pay work?

Samsung Pay works similarly to Google Pay. You download the app, confirm all security information, and add the cards you want to use. Then you can use your phone instead of the card when shopping.

You can also use Samsung Pay on the new Samsung galaxy S20 devices in supported countries.

Google Pay or Samsung Pay

samsung pay
Image: Pocket Lint

Whether you choose Google Pay or Samsung Pay depends on your device and your personal preferences. If you have a Samsung device, you can select any system – you’ll need to use Google Pay for all your other Android phones. The functionality of these two systems is similar, so if you have a choice, you may want to try both to see which user experience works best for you.

Samsung Pay and Google Pay are similar in many ways, including basic features: Swipe your phone to register to pay, but the main differences between the two are: Samsung Pay is only available on Samsung devices. You can only use Google Pay at terminals that accept contactless payments via NFC.

Additional features

Google Pay allows the user to save information such as card information, supported visa cards, loyalty points, and more. You can also send and receive money directly in the app. Meanwhile, the supported financial institutions are American Express, Discover, MasterCard, Visa and other banks.

Samsung Pay, on the other hand, allows the user to earn bonus points from their Samsung Rewards system. There is a reward point for every transaction you make. Samsung Pay currently supports most Indian cards such as Standard Chartered, State Bank of India, ICICI Bank, HDFC Bank, and more. Paytm mobile wallets can also be used.

Security

Google Pay uses your entire biometric and facial recognition system for security purposes. You must use the following biometrics to verify your payment. Also, if your smartphone doesn’t have biometrics, you can use a code or PIN.

Samsung Pay uses another method to enhance security. In other words, every time you buy with your smartphone, it sends out a 16-digit key that identifies the credit/debit card. Your phone then generates a one-time code using your phone’s encryption key. However, what brings Samsung more advantages in this aspect is that it offers free services. You can use this service to delete or remotely lock your device.

Our final verdict on Google pay vs Samsung pay?

Both payment platforms have their advantages and disadvantages. Nonetheless, you get a seamless cash payout experience using either of these two methods.

If you use a Samsung smartphone and travel to places where there is no point of contact, then Samsung Pay is your bet. Otherwise, if you have an Android smartphone, you can use Google Pay. You can also send and receive money from friends and family using the app.

One of the strange benefits of Samsung smartphone users is that they can enjoy both payment methods anyway.

Google Pay is for non-Samsung phone users. Overall, both are aligned to make our future great! With the increase in both Payment Gateway transactions, you can understand the fact that people accept these payment methods rather than cash. Let us know which of the payment platform you use for digital transactions in the comments.

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